we'reUnifi

Chief Executive Officer

Emil has a broad knowledge of banking, accounting and auditing, having worked in the Middle East and in Zambia in the financial sector. He holds a Bachelors Degree in Applied Accounting and a full Association of Certified Chartered Accountants (ACCA) qualification.

Chief Operating Officer

Lillian has extensive experience in operations, customer relationship management and branch management. This experience is underwritten by the 18 years she spent in Zambia’s finance sector. Lillian holds a Diploma as National Accounting Technician, a degree in Banking and Finance and an MBA from Herriot –Watt U.K.

Chief Financial Officer

Roberto has extensive experience in Financial Management in large multi-national corporations, serving as Chief Financial Officer for 10 years. He holds a Bachelor of Accounting Sciences Degree from the University of South Africa. He is trained under the SA Institute of Accountants and is a licentiate member of the Zambian Institute of Chartered Accountants (ZICA).

Internal Operations Manager

Tinky has extensive experience in logistics and operations. She brings her competitive edge and outstanding analytical and operational expertise to the company with her vast knowledge in the industries of retail, hospitality, manufacturing, inventory management and sports.

IT

Mulenga is an insightful ICT professional with a firm grasp of enterprise environments, developed over an 11-year career. He is responsible for ensuring Unifi's innovative enterprise systems are operational and providing a seamless experience for both staff and clients. He holds a bachelor's degree in computing and IT security, and is currently pursuing a Certified Digital Financial Partitioner (CDFP) certification with the intent of broadening his understanding of the evolution of digital payments and services.

Operations

Leslie has more than 14 years’ experience in the microfinance industry and has worked in various capacities. She holds an Advanced Diploma in Journalism and Public Relations and manages 12 branches across Zambia.

Operations

Ruth started out in the microfinance industry in 2004, after she joined a multinational microfinance company in Zambia. She has gained experience in general office administration, loan consultancy and human resource administration. Ruth is currently enrolled with the Association of Business Executives in Zambia and furthering her studies with a degree course in Business Management.

Marketing

Kawang’a has over 7 years’ experience in the microfinance sector. She has extensive knowledge in the sector, having worked in various departments. She is responsible for growing the business, managing relationships with our new and existing key corporate clients. She is also in charge of corporate and digital marketing. Kawang’a holds an honors degree in Economics from the University of Namibia, a Masters of Science degree in Economics and Finance and is currently pursuing a postgraduate diploma in Marketing.

HR & Facilities

Cecilia has over 7 years’ experience in microfinance. She oversees administration and is also responsible for infrastructure, security and maintenance of all our branches. She holds a diploma in Human Resource Management from NIPA, a degree in Library and Information Studies from the University of Zambia, and a master’s degree in Business Administration.